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Archive for January, 2009
55 items.
The Onion’s chilling report:
Bratz Dolls May Give Young Girls Unrealistic Expectations Of Head Size
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Very long post updated from old blog, with important tips from comments section added. Please bookmark
If you are an artist or a writer working from home, whatever they say, DO NOT BELIEVE YOUR REAL ESTATE AGENT, MORTGAGE COMPANY OR INSURANCE AGENT WHEN THEY TELL YOU THERE IS NO PROBLEM WITH YOU, YOUR MORTGAGE, YOUR ZONING, YOUR INSURANCE POLICY, OR ANYTHING ELSE.
READ THE FINE PRINT YOURSELF!
When I first moved out on my own and bought my little home, I was very poor and qualified for a low income home loan. Great! My tiny 750 square foot condo was more than enough room for me and a little office. I told my real estate agent who I was and what I did, and what I intended to do in my home. I also told my mortgage company who I was, what I did, and what I intended to do in my home.
I got my loan, and set up a little studio space in my dining area.
Yeah, I had read my mortgage agreement, my eyes got bleary after about five pages, and I couldn’t tell you what the thing said if my life depended on it. I bought the house and can draw pictures in the house, right? It’s my house.
All was well. Until I began learning some scary things about zoning, and mortgages, and so on.
I sat down and REALLY read the fine print in my home loan agreement, and even though I had been told that my home office was OK and that my being an artist would not be a problem, the actual language of the loan specifically forbade my running any business from my home.
Ever.
For any reason.
The real estate agent and mortgage company were more interested in making a sale than they were in paying attention to the fine print, and I was more interested in getting my loan than paying attention to the fine print. So, they told me what I wanted to hear to make a sale.
And at any time if I had been called on it, I could have lost my home. The bank could have withdrawn the loan and foreclosed on my home because I was drawing comics in my home. No kidding. One neighbor with a grudge and a little smarts, and I could have lost my HOUSE.
In fact, there are MANY mortgage agreements that forbid home offices.
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Reposted with some massive additions from the comments section from people who worked with Ross Rojek. And since the article still gets hits months after originally posted, obviously there is still interest in this case.
Ross Rojek, formerly of Another Universe, formerly of Comics and Comix, formerly the guy who served four years of a nearly 7 year sentence for screwing a bunch of investors who were fooled into believing he had created some kind of cool facial recognition technology that was going to keep the world safe from Al Queda, was released on September 18, 2008 from Sacramento Community Corrections.
If you are one of the many self publishers who shipped Rojek product for which you were not paid (including me), don’t expect him to be making good on those debts any time soon, felonious scoundrel that he is.
Rojek apologized to those people hurt by his actions on his personal web page. But that’s down, now. I’ll bet it was heartfelt. At least, heartfelt to people who fall for sappy crap.
Here’s an early Comics Journal article on Rojek’s arrest.
Ross got into an interesting bit of trouble over dvd’s of My So Called Life.
Here’s a website which once had pages and pages of jokes excoriating Rojek, and now you can get them in handy downloadable format! 73 pages of Rojek memories!
Somewhere on the internet, Rojek’s ex went public and ballistic at the same time, and if I could find that, I’d post it, too.
Rojek isn’t mental, or misunderstood, he’s yet another creep with no moral compass.
Just my opinion.
But then, he ripped me off, so I’m entitled to not feel a lot of sympathy for the guy. And while it may seem as if we are piling on here, in my experience, people like this don’t go away. The public needs to be aware of scammers and how to spot them.
Additions from those who experienced the wonder that is Rojek below the fold:
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