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My medical costs have skyrocketed since I wrote this post a few years ago on health insurance for artists. Since then, some of the links have expired as well.
I’ve restored some data, but the most important link is the Artists Health Insurance Resource Network, which has been folded back into The Actors Fund website.
This is the most comprehensive directory for creators of all kinds on the internet. You do not need to be an actor to avail yourself of The Actors Fund benefits. If you work in entertainment, you are eligible. New Yorkers who work in the entertainment industry have access to the Al Hirschfeld Free Health Clinic. This may include artists who have Warner or Marvel Entertainment on their resume. Check it out.
Studio insurance is something a lot of artists go without. I am both under insured, and unprepared for emergencies, so I’ve been online mucking about. Here’s what I found.
The Craft Emergency Relief Fund is a great resource for artists. You hear about this or that creator losing everything in a flood or fire, but never hear of cartoonists availing themselves of public services like this. We all need to be more aware of our rights and resources.
The site is offering a free series of webinars for teaching artists, trainers, and other professionals. CLICK HERE.
The organization also offers a handy studio preparedness reference kit called The Studio Protector Guide for Emergencies. This wall guide holds all your important resources and contact information. Proceeds go to benefit The Craft Emergency Relief Fund.
Here’s a handy video:
I’m of the opinion that keeping this in your studio is not necessarily the best idea. Maybe you should get two: one for the studio, and another for a safe place. If the studio burns down, you’ve lost your resources guide.
Here is a terrific inspirational story that will give you some pick-me-up for the new year. A homeless man with a fantastic voice gets a second chance at a career:
A $10,000 offer for voice-over work for the Ohio Credit Union League was set to be presented to him on WNCI radio, where camera crews from NBC’s Today show and other national networks were expected to be on hand.
Join the Facebook Fan Page and get a chance to win a page of original art from A Distant Soil! When we reach 1,000 members, one lucky winner will be chosen from the membership!
Then I went back and actually read the contract. In the first two paragraphs, it required that the first action I take would be to sign over ALL rights to the producer/investor in exchange for the upfront money, after which they would put the rights – except for animation and publishing – into a jointly-owned LLC where they would sit while we discussed the longform agreement about the balance of the development money deal. BUT… if there were any disagreement about terms, they would not have to fund the rest of the money – while continuing to hold half ownership of the IP, and ALL of the publishing and animation rights.
‘Everybody’ does it, and people who do are often quite surprised at the thought that they’re doing something wrong. But they are. A small thing. They’re each stealing small sums of money from creators. But put those minor wrongs together, and they become an enormous problem. Villifying these people rather than educating or preventing them will just convince them that their minor wrong is cool and rebellious. A lot of them tell themselves that already. They’re sticking it to the man. The trouble is, the man in question is me. And those like me.
It seems to cost nothing to send an email, so we spend billions of dollars on spam. The existing Internet design is centered on creating the illusion of no-cost effort. But there is no such thing. It’s an illusion born of the idylls of youth, and leads to a distorted perception of the nature of responsibility.